Insurance Tips Ways to Lower Your Insurance Costs
Gallen Insurance is interested in helping you find ways to reduce your premium. We are here to serve your best interests and maintain customer satisfaction through assistance of purchasing a policy to the process of settling claims. Discount programs may vary by company.
- Choose a higher deductible amount - $500 to $1000
- Insure your home (or farm) with the same company (multi-policy discount)
- Insure two or more vehicles (multi-car discount)
- Purchase a car with safety belts and airbags (passive-restraint discount)
- Equip your car with anti-theft devices (alarm discount)
- Anti-lock brake discount
- Safe-driver discount (no violations or accidents for 3 years)
- Driver training discount for youthful operator (up to age 21)
- Good student (3.0 avg or better) for youthful operator (up to 21)
- Choose a higher deductible amount
- Safe-boating credit course (boat owners insurance)
- Install security alarms - home & business